The Ontario Rent Bank Network



Are you behind in your rent
and facing eviction?

Do you need help coming up with
your first and last month's rent?


You may be eligible for an interest-free, repayable loan.

RENTAL ARREARS LOAN:

  • you are an individual, couple, senior citizen, or family with children living in Toronto with legal status in Canada
  • you are in immediate danger of losing your home due to unpaid rent
  • you have a regular source of income, including Old Age Security and Guaranteed Annual Income System
  • you currently do not receive over 50% of household income through OW/ODSP (social assistance)
  • you meet the income requirements
  • you are paying market rent (not subsidized)
  • your rental unit is covered by provincial tenant legislation
  • you can afford your rent in the long-term
  • you can provide all the documentation required by Rent Bank application process

  • RENTAL DEPOSIT loan:

    • you are an individual, couple, senior citizen, or family with children living in Toronto with legal status in Canada
    • you are currently in financially unsustainable or unsuitable housing situation or a homeowner facing mortgage foreclosure
    • you have a regular source of income, including Old Age Security and Guaranteed Annual Income System
    • you currently don't receive over 50% of household income through OW/ODSP (social assistance)
    • you meet the income requirements
    • your rental unit is covered by provincial tenant legislation
    • you can afford your new rent in the long-term
    • you can provide all the documentation required by Rent Bank application process

    Staff will assess your long-term housing sustainability. You will need to show that you have used up all other means of financial help available to you before applying for a Rent Bank loan. All loans are to be paid back in full in monthly instalments. Repayments go back into the Rent Bank fund to help others.


    ADDITIONAL SERVICES INCLUDE:

    • landlord and tenant mediation
    • money management advice
    • follow - up support and community links

    IF YOU HAVE ANY QUESTIONS ABOUT RENT BANK OR OUR OTHER SERVICES, PLEASE CONTACT US:

    Rent Bank Central Office, Neighbourhood Information Post at 416-924-2543
    or by email at torontorentbank@nipost.org or contact your nearest Local Access Centre.